EMI Terms

৳5,000

Min. Purchase

36 Months

Max Tenure

10+ Banks

Partner Banks

Selected Products

0% EMI

Overview

Link Computer Technologies Ltd. offers Equated Monthly Installment (EMI) facilities in partnership with leading banks and financial institutions in Bangladesh, making it easier for you to purchase your desired products without paying the full amount upfront.

EMI is available for eligible products across all Link Computer Technologies stores and on our online platform. The availability of EMI depends on the product, purchase amount, and your bank's eligibility criteria.

By availing the EMI facility, you agree to the terms set by both Link Computer Technologies and your respective bank or financial institution. Last updated: April 2026.

EMI Eligibility

EMI is available to customers holding valid credit cards from eligible banks or through approved Buy Now Pay Later (BNPL) partners operating in Bangladesh.

The minimum purchase amount to qualify for EMI is BDT 5,000. EMI availability may vary based on the product category and specific promotional terms.

Your bank or financial institution determines your EMI eligibility based on your credit limit, credit history, and account standing. Link Computer Technologies has no control over your bank's approval decisions.

EMI is not available for purchases made with debit cards, bKash, Nagad, Rocket, or Cash on Delivery unless otherwise stated in a specific promotional offer.

Partner Banks & Tenures

Link Computer Technologies partners with major banks including BRAC Bank, Dutch-Bangla Bank, Eastern Bank, City Bank, Standard Chartered, HSBC, Mutual Trust Bank, Prime Bank, and several others.

Available EMI tenures range from 3 months to 36 months depending on the bank, product, and purchase amount. Common tenures are 3, 6, 9, 12, 18, and 24 months.

0% interest EMI offers are available on selected products during promotional periods. These offers are time-limited and subject to specific bank and product conditions.

For a complete and up-to-date list of partner banks, tenures, and interest rates, please visit any Link Computer Technologies store or contact our hotline at 01918 726658.

Interest & Charges

Standard EMI transactions carry an interest rate determined by your bank, typically ranging from 0% to 24% per annum depending on the bank and tenure selected.

0% interest EMI is available on selected products and bank combinations. For all other EMI transactions, the applicable interest will be reflected in your monthly bank statement.

Some banks may charge a one-time processing fee for EMI conversion. This fee is set by your bank and is not collected by Link Computer Technologies.

Link Computer Technologies does not charge any additional EMI facilitation fee unless explicitly stated during checkout or at the time of in-store purchase.

All applicable charges will be disclosed at the time of EMI selection. Please review your bank's EMI terms before confirming your purchase.

EMI Process

EMI Cancellation & Prepayment

If you wish to cancel your EMI or make a prepayment, you must contact your bank directly. Link Computer Technologies cannot cancel or modify EMI arrangements once they have been processed by the bank.

Prepayment or early settlement of EMI may incur additional charges as per your bank's policy. Please check with your bank before making any prepayment.

In the event of a product return that was purchased on EMI, Link Computer Technologies will initiate the refund process on our end. However, the EMI cancellation and any bank-side refund processing is subject to your bank's timeline and policy.

Any interest or processing fees already paid to the bank are non-refundable by Link Computer Technologies.

Returns on EMI Purchases

Products purchased via EMI are subject to the same 7-day return policy as regular purchases, provided they meet all return eligibility criteria.

Upon approval of a return, Link Computer Technologies will process the product refund on our end and provide you with documentation for your bank.

You are responsible for coordinating with your bank to cancel the EMI and arrange the refund of installments already paid. This process may take 15–30 business days depending on your bank.

Link Computer Technologies will provide all necessary support documentation to facilitate your EMI cancellation request with the bank.

Customer Responsibility

You are solely responsible for ensuring timely payment of your monthly EMI installments to your bank. Late or missed payments may result in penalty charges, increased interest, or a negative impact on your credit score.

Link Computer Technologies is not responsible for any disputes, charges, or issues arising between you and your bank in relation to EMI transactions.

Please ensure that your credit card has sufficient available credit limit before initiating an EMI purchase. Declined EMI transactions will require alternative payment methods.

Keep your bank-issued EMI confirmation SMS or email for your records. This serves as proof of your EMI arrangement.

Special EMI Offers

Link Computer Technologies regularly runs special EMI campaigns including 0% interest, cashback, and extended tenure offers in collaboration with partner banks.

Special offers are time-limited, product-specific, and subject to stock availability. Link Computer Technologies reserves the right to modify or withdraw any offer at any time without prior notice.

To stay updated on the latest EMI offers, visit our website, follow our social media channels, or subscribe to our newsletter.

Promotional EMI offers cannot be combined with other ongoing discounts or offers unless explicitly stated.

Contact & Support

For any EMI-related queries before or after your purchase, please reach out to us through the following channels:

Hotline: 01918 726658 — Available Sat–Thu 10am–9pm, Fri 3pm–9pm

Email: linkcomputer.bd@gmail.com — We respond within 24 hours

In-store: Visit any of our 20+ store locations for face-to-face EMI assistance

For bank-specific EMI queries such as interest rates, prepayment, or cancellation, please contact your bank directly.